AskFetch is the brainchild of Trace Meek and Josh Mirabella—the creators of Fetch! Underwriting Made Easy. After building Fetch to solve everyday underwriting roadblocks, we saw an even bigger opportunity: harness AI and machine learning to remove the friction between agents, carriers, and answers.
That’s how Fetch evolved into AskFetch – a platform that combines real-time carrier intelligence, precision underwriting, AI assistance, and lightning-fast quoting into one seamless experience.
Florida is one of the toughest insurance environments in the country. We’ve honed our technology here for six years, stress-testing it against complex risks, changing appetites, and constant updates. That crucible shaped a platform agents can trust—wherever they write.
AskFetch brings four powerful functions together—three of which no other system offers:
All of this happens in under 90 seconds.
We're the only platform that handles real-time carrier underwriting guides and bulletins for any homeowners carrier—consolidated in one place for 3,800+ agents.
Our proprietary, structured-data engine lets independent agents underwrite a property with pinpoint accuracy. We map each risk to the policy forms a carrier is willing to write (DP1, DP3, HO3, HO5, HO8).
Meet Ellie, our AI built for underwriting questions across your carriers. Ellie speeds up answers, reduces back-and-forth, and keeps momentum on every quote.
AskFetch delivers the fastest, most accurate quotes on all applicable policy forms for carriers with appetite for that risk. All in under 90 seconds.
From Fetch’s first filter to AskFetch’s AI engine, their mission hasn’t changed: Underwrite smarter. Quote faster. They’re committed to pushing the edge of speed, clarity, and carrier alignment—so you can serve clients better and grow without adding busywork.
We normalize carrier rules, guides, and bulletins into structured data you can actually use.
Input the property's risk factors; our engine aligns them to carrier appetite and eligible policy forms.
Ellie surfaces underwriting answers fast; the quoting engine returns precise options—in under 90 seconds.
Trace Meek & Josh Mirabella are operator-builders obsessed with removing friction for independent agents. From Fetch’s first filter to AskFetch’s AI engine, their mission hasn’t changed: Underwrite smarter. Quote faster.
Co-Founder
Co-Founder
We’ll keep pushing the edge of speed, clarity, and carrier alignment—so you can serve clients better and grow without adding busywork.
Ready to see it in action? Start a trial and get your first quotes in under 90 seconds.
